Pin Up Cashback Calculator
I built this calculator because every cashback page I found in the SERP only showed the headline 10% figure and never the cleared value. The headline is misleading on purpose. The real number after wagering is what matters, and that's the number I care about when I decide whether a weekly credit is worth the Monday session to clear it. Input your losses, get the full breakdown.
How the Calculator Works
Inputs You Provide
Two inputs and an optional third. First, your weekly loss amount in euros — this is the net figure (losing stakes minus winning payouts) from the previous Monday-to-Sunday calendar week, not your deposit total. Second, your main bet type: slot, live casino, table games, or sport. The bet type changes the effective contribution rate on the 5x rollover, which changes the cleared value. Third, an optional volatility toggle (low, medium, high) that widens or narrows the expected variance band on clearing outcome. None of this requires a login, account, or personal information. It runs entirely in your browser.
Outputs It Returns
Four outputs. The tier bracket your loss falls into, the headline cashback amount (your loss times the tier rate, capped at €2000), the 5x turnover requirement in euros, and the expected cleared value after the clearing cost. I consider the cleared value the most important number because that's what you actually withdraw at the end of the 72-hour window. Everything upstream is an accounting fiction.
The Math Behind the Output
Here's the exact computation. Tier rate is 0% below €50, 5% from €50 to €249.99, 7% from €250 to €999.99, and 10% from €1000 upward, capped at €2000 in credit. Cashback = max(0, min(loss × tier, 2000)). Turnover required = cashback × 5. Expected clearing cost depends on bet type: 4% of turnover on slots (96% RTP assumption), and effectively 4% × (1/contribution rate) for other game types since you need proportionally more turnover to clear. Cleared value = cashback − clearing cost. For slots the rule of thumb is "80% of headline," derived directly from the math.
Use the Calculator
Save your result by copying the URL bar — the calculator runs every time the page loads with your last-used values preserved in the session.
Example Scenarios
Scenario A — Small Slot Player (€80/week losses)
A player with €80 in weekly slot losses qualifies for Tier 1 (5%) because €80 sits inside the €50 to €249 bracket. Headline cashback: €80 × 5% = €4.00. Turnover needed at 5x = €20.00. Expected clearing cost on slots at 96% RTP = €0.80. Cleared value = €3.20. Tiny but real. This is the smallest useful credit the program produces and it's meaningful because the player would otherwise receive nothing. Compounded over 52 weeks of similar losses, that's around €166 in cleared value per year — a full month of similar sessions for free.
Scenario A type player? Your €3.20 is waiting this Monday.
Open Pin Up and check →Scenario B — Mid-Stakes Mixed (€450/week losses)
Mid-stakes mixed player losing €450 during the week across mostly slots with a couple of blackjack sessions. Tier 2 applies because €450 sits in the €250 to €999 bracket. Headline = €450 × 7% = €31.50. Turnover = €157.50. Expected clearing cost at 96% RTP on slots = €6.30. Cleared value = €25.20. For this profile, the weekly cashback recovers about 5.6% of net losses in real withdrawable cash — a meaningful rebate for a player who already budgeted for the losses. Run this value against a welcome bonus alternative on the cashback vs welcome bonus page; for a multi-week player this beats the welcome bonus almost every time.
Model it, then go claim it.
Open Pin Up →Scenario C — High-Stakes (€3000/week losses, cap triggered)
A higher-roller profile: €3000 in net losses during the week, all through live casino and slots. Tier 3 applies. Headline = €3000 × 10% = €300. No cap triggered at this level because the cap bites at €20,000 in losses (10% × €20,000 = €2000, which equals the ceiling). Turnover = €1500. Expected clearing cost on slots = €60. Cleared value ≈ €240. This is where cashback starts to feel like a material rebate rather than coffee money. If this profile ran for four weeks in a row the player would reclaim around €960 in cleared cashback — roughly one week of their loss budget back, absolutely free.
Big loss week? Get your €300 back on Monday.
Open Pin Up →Scenario D — Accumulator Bettor (€200 on a 12-leg parlay)
Sport bettor who staked €200 on a 12-leg parlay that lost. This triggers the separate accumulator cashback program, not Monday cashback. A 12-leg parlay sits in the middle of the accumulator rebate scale and pays approximately 25% to 30% of stake back on a loss. Headline rebate = ~€50 to €60. The accumulator cashback has its own clearing rules documented on the accumulator page, which include restrictions on which sports and minimum per-leg odds. The calculator flags this scenario separately because the inputs and math are different from the Monday program.
Back a big acca and lock in rebate.
Open Pin Up →Why the Cleared Value Is Lower Than the Headline
The 5x Wagering Applied to the Cashback Credit
Cashback arrives as bonus-tagged funds with a 5x wagering requirement. That requirement applies to the cashback amount only, not to your deposit. A €50 cashback credit requires €250 in qualifying bets. The turnover is what generates the expected clearing cost and therefore the difference between headline and cleared value. I explain the full mechanics on the 5x wagering page with a game contribution table and worked examples for slots versus blackjack.
Slot RTP Versus Table Game Contribution
Slot game contribution is 100%, so every euro you wager on a qualifying slot counts one-for-one toward the 5x requirement. Table games contribute less — typically 10% to 20% depending on the title — which effectively multiplies the required turnover. Blackjack at 10% contribution means clearing €50 of cashback requires €2500 in blackjack stakes, not €250. The calculator accounts for this by asking you to specify bet type before computing the cleared value, because the number for a blackjack player is dramatically worse than for a slot player.
The Expected Clearing Cost
Expected clearing cost is the house edge multiplied by the turnover you have to generate. For a 96% RTP slot the edge is 4%. Turnover of €250 at 4% edge gives €10 expected cost. Cleared value of a €50 cashback credit is therefore around €40 — an 80% retention. This is the number I use throughout the site. It's not a prediction of any single session's outcome (variance can go either way), but across many sessions it converges on this mean.
Things the Calculator Cannot Predict
Variance on a Single Session
The cleared value is an expected-value estimate, not a certainty. On any one clearing session, variance can push you above or below the €40 mark by a meaningful amount. I've personally cleared a €35 credit and walked away with €52 once because of a lucky cluster on my clearing spins, and I've cleared the same credit and walked away with €26 another week. The calculator reports the mean; reality reports a distribution around it.
Whether You'll Hit the 72-Hour Window
The calculator assumes you will clear the full 5x turnover within 72 hours. If you don't, the cashback voids and the cleared value drops to zero. For small credits this is trivial (a €20 credit at €100 turnover clears in ten minutes of slot play), but for larger credits the time commitment grows and the window becomes a real constraint. A €500 credit at €2500 turnover takes one to two hours of active play; a €2000 credit at €10,000 turnover takes four to six hours of active play depending on spin speed. Plan for it or watch the credit expire. See the 72-hour clock page for the full scheduling math.
Game Availability in Your Country
The calculator doesn't know which country you're in, which slots are licensed in your jurisdiction, or whether Pin Up serves your region at full feature. Some slots contribute at full rate in one country and are excluded in another because of provider licensing. Clearing cost assumptions break down if you're forced to play lower-RTP titles. I've noted the regional considerations in the FAQ.
Save Your Result
There's no save button because I didn't want to build an email capture gate in front of a number you can read in five seconds. If you want to remember your result, take a screenshot of the output box or write down the cleared value. The calculator preserves your last-entered values in the browser session so refreshing the page doesn't wipe them. For weekly recap updates on how the program is performing across my own testing, the weekly blog posts every Monday afternoon after I've cleared my credit.
Your cashback number is ready — go claim it.
Open Pin Up →